Construction
Risk management for the built environment.
Contract works, public liability, and project-specific placements for developers, builders, and contractors across residential and commercial projects.
Overview
Construction projects carry a unique concentration of risk — multiple parties, long timeframes, significant asset values, and complex contractual obligations. Wentworth works with developers, principal contractors, and subcontractors to structure insurance programmes that reflect the realities of the project and satisfy the requirements of all parties.
What we cover
Contract works (construction all risks)
Cover for physical loss or damage to the works during construction — including materials on site, temporary works, and plant and equipment.
Public and products liability
Protection against third-party bodily injury and property damage claims arising from construction activities — structured to meet principal contractor requirements.
Professional indemnity for design and construct
Cover for design liability arising from design and construct contracts — coordinated with the contract works programme to avoid gaps.
Project-specific placements
Bespoke insurance programmes for major projects — including owner-controlled and contractor-controlled insurance programmes (OCIP/CCIP).
Subcontractor default and performance
Cover for financial loss arising from subcontractor default, insolvency, or failure to perform — protecting the principal contractor's programme.